Whop vs Commas (FanBasis): 2026 Fees for High-Ticket Sellers
FanBasis is now Commas. How it compares to Whop for high-ticket coaching: published fees, payment plans, and data on 1,809 Whop offers priced at $1,000 or more.
FanBasis is now Commas. It sells checkout, funnels, and payment plans to high-ticket coaches. Whop sells checkout and a public marketplace to every kind of digital seller. This page compares what each one publishes, and what our data shows about high-ticket offers on Whop.
2.7%+$0.30
Whop Card Rate
Not public
Commas Rates
1,809
Whop Offers at $1,000+
7.0%
Of Those Earning
What is the difference between Whop and Commas?
Commas, formerly FanBasis, is a payments and checkout platform built for high-ticket coaches who sell with payment plans. Whop is a marketplace and checkout for digital products and paid communities, with a published 2.7% + $0.30 card rate. Commas does not publish its rates. Whop does.
Fees: what each company publishes
| Whop | Commas (FanBasis) | |
|---|---|---|
| Monthly fee | $0 | Not published |
| Card payments | 2.7% + $0.30 domestic | Not published (users report about 4%) |
| Financed or payment-plan sales | 15% through financing partners | Not published (users report about 8%) |
| International cards | +1.5% | Not published |
| Source | whop.com/network/pricing | commas.com |
The Commas figures are user reports from third-party reviews, not from Commas. We could not confirm them. Get a written rate from Commas before you compare.
Worked example: one $3,000 coaching sale
| Platform and method | Est. cost | Seller keeps |
|---|---|---|
| Whop, domestic card | $81.30 | $2,918.70 |
| Whop, financing partner | $450 | $2,550 |
| Commas, card at reported 4% | $120 (unconfirmed) | $2,880 |
| Commas, financed at reported 8% | $240 (unconfirmed) | $2,760 |
If the reported Commas rates are right, Whop is cheaper on cards and Commas is cheaper on financed sales. For a coach who closes most deals on payment plans, that difference is large. Ask both companies for a quote on your real mix.
High-ticket offers on Whop
We counted Whop products in coaching, courses, agency, and services priced at $1,000 or more. Data is from 6 October 2026.
- 1,809 products
- 126 show estimated revenue (7.0%)
- $1,000 median price
That earn rate is close to the Whop average of 7.8%. High-ticket offers on Whop do not earn less often than cheap ones. But most high-ticket sales close on a call, not in a marketplace. The marketplace matters less here than the checkout and the payment plans.
For a high-ticket coach, the main question is which checkout keeps more of a payment-plan sale. Whop publishes its financing rate. Commas does not. That makes Whop the only one of the two you can price on paper today.
When each one wins
1. You close most sales on payment plans
Commas may be cheaper, if the reported rates hold. Get a written quote first.
2. You sell by card, or you also sell lower-priced products
Whop. The published 2.7% + $0.30 is lower than the reported Commas card rate, and the public catalog can send buyers to your low-ticket offers.
3. You want a public listing that buyers can find
Whop. Commas is a checkout and funnel tool. Whop also runs a marketplace with 490,424 products we track.
For other comparisons, see Whop vs Gumroad and Whop vs Discord vs Skool.
Methodology
Whop figures are from Whop Trends production data on 6 October 2026. Revenue is estimated, not audited. "High-ticket" means a coaching, course, agency, or service product with a price of $1,000 or more. Commas publishes no prices. Its figures come from user reports and are marked unconfirmed. We do not track Commas sales.
Data as of 2026-10-06.
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