Young Adults Budgeting Without Spreadsheets is a budgeting coaching product available on the Whop marketplace, created by raeefkadpadi74 and launched in May 2026.

A simple paycheck-based budgeting ebook for young adults who want to cover essentials, control spending, and keep their plan going without spreadsheets. **What you get:** The complete 18,000-word ebook (8 chapters + 3 bonus materials) with instant access. **Inside you'll learn:** • The Three Buckets method — separate needs, wants, and savings without tracking receipts • The Traffic Light spending check — know when to stop, slow down, or go • The Weekly Cash Check — a 5-minute weekly habit that keeps your budget alive • A payday-to-payday planning sequence — budget around your actual income, not a perfect month • A simple irregular expense rule — handle car repairs, holidays, and surprises without panic **Product Phases:** Phase 1: Your Simple Budget Reset Roadmap Phase 2: Payday Panic Reset Phase 3: Simple Paycheck Plan Phase 4: 3 Paycheck Reset System Phase 5: Calm Paydays, Covered Essentials Phase 6: Long-Term Money Calm & Ongoing Budget Maintenance **Ebook Chapters:** 1. Map The Paycheck, Not The Month You Wish For 2. Separate The Buckets, Not The Receipts 3. Build A Budget That Survives A Tuesday 4. Make The Weekly Cash Check Work 5. Handle Irregular Expenses Without Panic 6. Use The Traffic Light Spending Check 7. Recover Without Starting Over 8. Keep The System Going For The Long Run One payment. Lifetime access. No subscription.

Young Adults Budgeting Without Spreadsheets has is priced at $50 (one-time payment).

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