SBA Loan Deal Screen: Free Lender Test Before You Buy a Business

SBA Loan Deal Screen: Free Lender Test Before You Buy a Business is a financial modeling product available on the Whop marketplace, created by Lyceum Acquisition Desk and launched in October 2026.

A free SBA loan screen for anyone buying a business: test a listing against the lender's debt service coverage and equity rules, and see the highest price it supports. **Most listings fail the lender's test before anyone runs it. Run it yourself, first.** The Deal Screen applies the test an SBA lender uses on a business for sale: once someone is paid to run it and the equipment is kept working, is there enough cash left to pay the loan, with a 25% margin? **What you get** - **The Deal Check** (Excel): enter the asking price, the seller's earnings and your cash. It returns debt service coverage against the SBA's 1.25× minimum, the equity test, and the highest price the cash flow supports - **The Deal Screen** (PDF, 9 pages): why the seller's multiple misleads, the equity you must bring, eight rules that end deals late, and what an SBA loan costs Written to SBA SOP 50 10 8.1 (effective 1 October 2026) and the FY2027 SBA fee notice. Every rule cites its source. **How you get it** Claim it free. Both files open in your Whop account straight away. No payment details needed. *Educational tools, not legal, tax or lending advice. Not a lender or broker, and not affiliated with the U.S. Small Business Administration. Written for U.S. SBA 7(a) acquisitions.*

SBA Loan Deal Screen: Free Lender Test Before You Buy a Business currently has 28 active members and offers free access.

SBA Loan Deal Screen: Free Lender Test Before You Buy a Business offers a 30% affiliate commission for promoters. Track SBA Loan Deal Screen: Free Lender Test Before You Buy a Business's estimated revenue, member growth trends, and competitive market position on Whop Trends.