Freelance Rate & Take-Home Calculator

Freelance Rate & Take-Home Calculator is a tax preparation software product available on the Whop marketplace, created by The Freelance Ledger and launched in October 2026.

Most new freelancers undercharge by 30–50% because they forget unpaid hours, time off and self-employment tax. This calculator works backwards from the take-home pay you actually want. **What's inside** • Minimum rate calculator: enter your income goal, expenses, weeks off and billable hours, and get your minimum hourly rate, day rate, monthly retainer and revenue target • Project pricer: list tasks and hours, add a scope-creep buffer, and get a rounded quote plus a 50% deposit amount • Take-home per invoice: type any invoice amount and see platform fees, payment processing, your tax set-aside, savings and what's actually yours to spend • Employee-salary comparison, so you can judge whether a rate is really a raise **Why it pays for itself** Raising your rate by just $5 an hour on 1,000 billable hours is $5,000 a year. **Who it's for** US freelancers, consultants and 1099 contractors pricing their services. **What it isn't** A planning tool, not tax or financial advice. Tax set-aside percentages are estimates you choose. Confirm your situation with a tax professional. Works in Excel and Google Sheets. One-time payment, instant download. **Save more:** get all 5 tools ($63 value) for $29 in The Freelancer Money System bundle: https://whop.com/checkout/plan_VWc5yBRpzkaNp

Freelance Rate & Take-Home Calculator has is priced at $12 (one-time payment).

Freelance Rate & Take-Home Calculator offers a 30% affiliate commission for promoters. Track Freelance Rate & Take-Home Calculator's estimated revenue, member growth trends, and competitive market position on Whop Trends.